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Diehl Compliance

Too Big To Fail, Too Small to Comply

Since 2010 the mortgage industry has faced unprecedented regulatory pressure. Too big to fail and too small to comply has become a common scenario as there an inverse relationship between regulatory pressures and profitability. Nearly every institution has seen fixed costs increase in order to be compliant while profitability has declined.

CFPB – The Next Challenge

The CFPB represents a regime shift in regulation. With a staff of 1200 and over half in enforcement, it's clear the CFPB is very interested in examining and ensuring compliance with both old and new regulations. The examination process is very unique from the past. The scope of the examinations is not limited. In short the CFPB will be measuring many lenders' compliance in areas that some lenders have not considered. For example many non-depository lenders may not have considered having a formal information security plan in the past. Depository and non-depository lenders are concerned with the large financial penalties for non-compliance and the exam workload can be vast and the business disruption potential is real.

Are You Ready?

Have you prepared your organization for a CFPB audit?

What are you doing to measure, diagnose and take corrective actions within your organization to ensure full compliance?

Are you actively training your staff and conducting assessments consistent with current regulations and the CFPB?

Written, compliance policies are not enough. Measuring execution is key and analysis with corrective action essential. Training, assessing and communicating with your staff is more important than ever.

The Bottom Line…

Regulatory pressures drive up fixed costs and reduce profits. How does your current profitability compared to profits of the past?

Do you have a strategy for cost reduction that simultaneously creates efficiencies and keeps you compliant?

Could your mortgage process be more profitable with a fulfillment automation strategy that would allow you to provide better customer service?

The Solution…

Utilizing an outside source can be a tremendous advantage. Our goal is to help you be compliant and profitable designing and implementing custom solutions and strategies for your individual needs.

Our team is here to make sure you are prepared for the future.

  • Live on site simulated CFPB Examinations
  • Exam readiness training and certifications
  • Maximize profits with our business process analysis consulting
  • Profitability and cost reduction solutions
  • Ongoing compliance training taught by mortgage bankers with completely current content
  • SAFE Act PE/CE
  • FHA and Mortgage Skills Training
  • Strategic Consulting

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20 Hour Pre-licensing NML Approved Course

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2 Hour Live Webinar Test Prep Session

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Test Prep Tool with 500 questions and 5 simulated exam

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Test Prep Tool with 500 questions, 5 exam and 130 key topic video

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Intro to Mortgage Banking Pre-Course

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Silver

Silver is a great way to get in the game and with this your receive the complete 20 hour course, Essentials of Mortgage Loan Origination Manual and a free 2 hour Live Test Prep Webinar. Plus you save 20%

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Gold

Gold gets you another great tool, the Test Prep Software tool that allows your to quiz yourself and diagnose where you need to study more. Gold also saves you over 20%.

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Platinum

Platinum includes all the best tools plus short edited videos on the key course topics. There are over 130 videos that can make your study time quick and enhance the speed of learning by combining visual and auditory learning. This package saves you over 30%

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Diamond

Diamond gives you all the rest of the tools plus the Intro to Mortgage Banking which can help you learn or refresh the essential concepts of the industry from the market structure, the mortgage process, products and key terms. The bet part is that you save 33% with this option

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