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Uniform State Test (UST) Course

Course Overview

This course is designed to help you prepare for the standalone UST test.

Price $ 119.00

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Delivery Method

Self Paced


Course Information

Uniform State Test (UST) Course

This E-learning course covers the material to prepare for the Uniform State Test. This learning module contains both visual slides and text.  It includes:

* 70 Page manual (PDF)

* 2 Page summary

* 150-question Quiz Module with full answers

The module is Flashplayer-based and works on all PCs. If you have a Mac and Parallels, you can also run the E-learning program and the quiz module.

What is the UST (Uniform State Test)?

The Uniform State Test is a new development in the mortgage licensing for Mortgage Loan Originators.

Why is the UST (Uniform State Test) such a hot topic?

The NMLS announced in 2013 that state testing was changing. Several states has adopted a single uniform state test for mortgage loan originators which is the UST and will serve as their state test. Passing this test meets the testing requirement for 24 regulators. Any future states joining will also the testing requirement.

Mortgage Loan Originators that are licensed have a lot to consider. If they ever need to meet the testing requirements in other states, or want to originate in a neighboring states, or handle their clients' second homes, taking the UST is essential.

Features and Benefits of the Uniform State Test (UST)

The bottom line is, if you are never going to originate in a state you are not currently licensed in then you do not need to do anything.

But if you know or think you would benefit from being able to originate in additional states, then the UST may be worth taking advantage of.